AIG – The Piston Show

AIG di Singapura Tolak Perlindungan Insurans untuk Kereta McLaren yang Dipandu ke Malaysia

Chief Storyteller — Mon, 25 Mar 2024 07:53:26 +0000

Syarikat insurans motor AIG telah mengumumkan bahawa ia tidak akan menyediakan perlindungan insurans untuk kereta sport McLaren yang dipandu ke Malaysia. Keputusan ini dibuat selepas kemalangan yang melibatkan tiga McLaren di Johor pada 29 Okt 2023, menyebabkan AIG mencatat peningkatan dalam kemalangan teruk yang melibatkan model McLaren di Malaysia.

Bermula 1 April 2024, AIG menyatakan ia tidak akan menampung kerugian akibat kemalangan di luar Singapura. Ini telah memeranjatkan dan mengelirukan pemilik McLaren dengan ada yang mempersoalkan mengapa kenderaan McLaren dikhususkan.

Salah seorang pemandu dalam kemalangan di Johor, Marcus Luah, terkejut dengan keputusan itu. AIG memetik dia premium yang jauh lebih tinggi daripada premiumnya sekarang, mendorongnya untuk mencari alternatif.

Walaupun jarang berlaku, keputusan seperti itu bukan perkara biasa untuk kereta mewah, menurut broker insurans Eazy CEO Douglas Chia. Walau bagaimanapun, langkah AIG telah membimbangkan pemilik McLaren dan membuat pengedar seperti Eurokars meneroka rakan kongsi insurans lain.

Persatuan Insurans Am Singapura (GIA) tidak mengulas mengenai amalan ahli individu, menyatakan bahawa penanggung insurans menetapkan kriteria penerimaan risiko mereka. Pakar undang-undang menyatakan bahawa penanggung insurans biasanya mempunyai hak untuk menolak perlindungan untuk risiko tertentu semasa pembaharuan polisi, tetapi perubahan pertengahan aliran mungkin tidak dibenarkan tanpa peruntukan polisi.

Keputusan AIG dibuat di tengah-tengah insiden yang melibatkan kenderaan McLaren, termasuk kemalangan di Jalan Keppel di Singapura pada Mei 2023. Walaupun insiden sedemikian, McLaren kekal popular di Singapura, dengan kira-kira 200 McLaren berdaftar di negara itu, menurut statistik Pihak Berkuasa Pengangkutan Darat.

AIG in Singapore Declines Insurance Coverage for McLaren Cars Driven to Malaysia

Chief Storyteller — Mon, 25 Mar 2024 07:21:36 +0000

Motor insurer AIG has announced that it will not provide insurance coverage for McLaren sports cars when driven across the Causeway into Malaysia. This decision follows a recent crash involving three McLarens in Johor on Oct 29, 2023, prompting AIG to cite an increase in severe accidents involving McLaren models in Malaysia.

According to The Straits Times and reported by The Star, starting April 1, 2024, AIG stated that it will not be liable for losses arising from accidents outside of Singapore. The decision has left McLaren owners shocked and puzzled, with some expressing confusion over why McLaren vehicles are being singled out.

Marcus Luah, one of the drivers involved in the Johor crash, expressed bewilderment at the decision and mentioned that AIG quoted him a premium that was significantly higher than his current one, prompting him to seek alternatives.

While rare, such decisions are not unheard of for high-end cars, according to insurance broker Eazy CEO Douglas Chia. However, AIG’s move has raised concerns among McLaren owners, leading dealerships like Eurokars to explore alternative insurance partners to mitigate the impact on existing customers.

The General Insurance Association of Singapore (GIA) refrained from commenting on individual members’ practices, stating that insurers determine their risk acceptance criteria. Meanwhile, legal experts have pointed out that insurers generally have the right to decline coverage for certain risks upon policy renewal, but unilateral changes mid-stream may not be permissible without policy provisions.

The decision by AIG comes amidst incidents involving McLaren vehicles, including a crash on Keppel Road in Singapore in May 2023. Despite such occurrences, McLaren remains a popular choice in Singapore, with approximately 200 McLarens registered in the country, according to Land Transport Authority statistics.